It can, however, be quite difficult and time consuming to look at all the options available and decide which one would be best for you. Our mortgage and banking specialist team have access to the whole market of mortgages and a wide range of bank accounts so can, after thoroughly assessing your situation and preferences, recommend the most appropriate ones for your needs.
Applying for a mortgage, even if your circumstances are very straightforward and favourable for being accepted for a mortgage, can be very time consuming and you can never be sure that there isn’t a better deal out there. If you have a more complicated situation or have any reason that may make it likely that you will be refused a mortgage, it can be a huge undertaking to apply, be accepted and know you have the best type of mortgage for you. When you start thinking about fixed or tracker rate mortgages, different lengths of mortgages, size of deposit, buy to let mortgages, equity release schemes and every other type of mortgage on offer, it can get rather confusing so we cut through all of that for you to give you simple choices tailored to your circumstances. We also have access to some mortgages and rates that aren’t available to the general public.
Similarly, when we help our clients to choose the best bank account for them to manage any cash they don’t want to tie up in long term investments, we look at how they want to use the account, how much they want to put in and what they want to achieve with the account before having a thorough search of what is available to recommend the best account for them.
Whether you need an account to put money into or a mortgage to borrow money, we can help you find the best deals for your circumstances and requirements.
Risk Warning: Your home may be repossessed if you do not keep up repayments on your mortgage.
Risk Warning: Buy to Let Mortgages (advice) are not regulated by the Financial Conduct Authority.